Who Pays Workers’ Compensation Claims?


Workers' Compensation laws exist in every state and are designed to allow injured workers to receive compensation for medical expenses and lost wages without having to sue their employers. Workers' Compensation laws are no-fault, meaning that an injured employee does not have to prove that his employer was negligent in order to be compensated for an on-the-job injury. Laws vary from state to state. Who Needs Workers' Comp Insurance? In North Carolina, most employers who have three or more employees are required to carry Workers' Compensation insurance. Employees may be full time, part-time, or seasonal, and include corporate officers and business [...]