According to the United States Department of Labor, approximately 3 million people were injured or became sick in work-related accidents in 2016. In the same year, 5,190 people were killed at work.
Temporary or even permanent loss of wages, plus mounting medical bills, might mean financial disaster for the worker’s family. If you are prepared for the potential of an on-the-job injury, you may spare yourself and your family many worries.
Any company or individual who has two or more employees must provide worker’s compensation insurance. Whenever you go to work for someone, you should know if you are covered by worker’s compensation.
You may not be covered if you own the business, if you are given a 1099 at the end of the year instead of a W-2, if you work in a personal home, if you work on a farm, are a railroad or maritime worker, or if you are a volunteer.
York North Carolina Workers Compensation Legal Professionals
Individuals who fit into the above classifications may have other options if they are hurt on the job. Consult with a workers comp lawyer before assuming that you have no recourse. If you are an employee eligible for worker’s compensation, it is important to consult a local lawyer, since worker’s compensation laws differ from one state to another.
If you are covered by worker’s compensation insurance, you need a professional who can clarify specifically what is covered. Some accidents or injuries occurring outside the job site could be covered, if you were on duty when the accident took place.
Even if you were at fault for a work-related accident, you might be covered. Work-related health problems and injuries often develop over time, sometimes leading to permanent impairment.
Workers Comp Attorney In York NC
Some of the benefits available include payment for medical costs, lost income, job training if you are incapable to return to your former job, compensation for permanent disability, and survivor benefits for the family members of an employee killed on duty. A worker’s compensation lawyer can help get the maximum benefits the law permits.
All insurance providers are in the business to earn money, and one of the ways they can do that is to limit the amounts they pay in benefits. They may try to pressure you to go back to work before you are able; they may offer you a lump sum payment before you know the full extent of your permanent injuries; they may attempt to reject the claim entirely. Talk to a worker’s compensation expert to learn exactly what you are entitled to collect after an injury or illness.
Some companies attempt to punish or fire workers who file claims; if that happens to you, call a worker’s compensation lawyer right away.
Workers Comp Lawyers Near Me
If your injury or health problem was caused by your employer’s carelessness, you may have other options for recovery. Do not make such an important decision, however, without consulting a lawyer who is experienced both in worker’s compensation and in accident law. The attorneys at Campbell & Associates are well equipped to advise you on this important matter and are available for a no-cost consultation. Call them at 704-333-0885 if you or a relative has been injured at work.