According to the U.S. Department of labor, nearly 3 million people were hurt or became sick in job-related incidents in 2016. Over 5,000 people died in accidents at work or from job-related illnesses.
A work-related injury can be devastating to the individual and his family– medical expenses, loss of earnings, and sometimes lifelong disability may force a family into bankruptcy.
Understanding your rights before you are injured on the job can protect your family from economic disaster.
Most companies that employ two or more employees are mandated to provide worker’s compensation insurance. Whenever you go to work for someone, you should know if you are covered by worker’s compensation.
Workman’s Compensation Attorney In Mount Holly
You may not be covered if you own the business, if you are given a 1099 at the end of the year instead of a W-2, if you are employed in a private home, if you work on a farm, are a railroad or maritime worker, or if you are a volunteer.
Workers who fit into the above classifications may have other options if they are hurt at work. Consult with a workers accident lawyer before assuming that you have no recourse. Remember, worker’s compensation laws are different in each state, so it is important to consult with a local lawyer.
If you are covered by worker’s compensation insurance, you need someone who can explain just what is covered.
Mount Holly Job Injury Compensation Legal Specialists
Some accidents or injuries occurring away from the job site could be covered, if you were on duty when the accident occurred. You could be covered even if the work-related accident is your fault.
Work-related diseases and injuries often develop slowly, sometimes leading to permanent impairment. Worker’s compensation may also cover work-related illnesses.
An expert worker’s compensation lawyer can help you recover the maximum benefits due to you following a work-related injury or illness. Some of the benefits you may be eligible to collect are:
- Medical care for the injury or illness
- Cash while you are not able to work
- Job training if you are no longer capable of returning to your previous job
- Compensation for permanent disability or injuries
- Survivor benefits for families of workers who are killed in an accident, or who die from diseases related to work conditions
Worker’s compensation insurance companies, like all insurance companies, will be seeking ways to minimize the amount of benefits they must pay. Do not allow an insurance company to push you to go back to work before you are recovered sufficiently to do your job, and do not permit them to pressure you into taking a settlement before you know the full extent of your injuries. If you have any questions about your rights, talk to an experienced worker’s compensation lawyer.
You may also find that your company attempts to punish or even fire you if you file a claim; a worker’s compensation attorney can help if you find yourself in that predicament.
Workers Compensation Legal Representation Near Me
Generally, worker’s compensation insurance replaces the need to sue an employer for damages if one is injured on the job. Sometimes, suing an employer could still be an option. A law firm that handles both general accident matters and worker’s compensation cases can let you know if a lawsuit against an employer is possible or advisable. The law firm of Campbell & Associates offers free consultations if you or a loved one has been hurt on the job. Call us today at 704-333-0885.