The U.S. Department of Labor reports that 2.9 million workers in private businesses were injured or experienced job-related health problems in 2016. Another 5,000 died from job-related accidents or sickness.
Temporary or even permanent loss of wages, as well as mounting medical bills, might mean economic disaster for the worker’s family.
If you are prepared for the possibility of an on-the-job injury, you may save yourself and your family a great deal of anxiety.
Most companies that hire two or more employees are required to carry worker’s compensation insurance.
Indian Trail Workers Compensation Legal Representation
Certain classes of workers are not covered by worker’s compensation insurance. These include:
- Business owners
- Independent contractors
- Farm laborers
- Maritime workers
- Railroad employees
- Workers in personal residences
Workers who fit into the above classifications may have other alternatives if they are hurt at work. Consult with an accident attorney before assuming that you have no recourse. If you are a worker eligible for worker’s compensation, it is crucial to consult a local job injury attorney, since worker’s compensation laws vary from state to state.
Workers Comp Lawyer In Indian Trail NC
If you are covered by worker’s compensation insurance, you need a professional who can clarify exactly what is covered. Even if you were not on your employer’s property when you were hurt, you may be covered.
Worker’s compensation insurance coverage could be provided to you even if you were partially responsible for a work-related accident. You may be covered for diseases or injuries that develop over time, such as tendinitis, carpal tunnel syndrome, and back injuries.
A skilled worker’s compensation attorney can help you recover the maximum benefits due to you following a work-related injury or illness. Some of the benefits you may be entitled to receive are:
- Medical care for the injury or illness
- Income while you are unable to work
- Job training if you are no longer able to work at your previous job
- Compensation for permanent disability or impairment
- Survivor benefits for families of workers who are killed in an accident, or who die from diseases associated with work conditions
Worker’s compensation insurance companies, like all insurance companies, will be trying to find ways to reduce the amount of benefits they must pay. Your worker’s compensation carrier may try to limit or reject your claim completely. Talk to a worker’s compensation expert to determine exactly what you are entitled to collect after an injury or illness.
Some companies attempt to punish or fire workers who file claims; if that happens to you, call a worker’s compensation attorney immediately.
Workers Comp Attorney Near Me
Worker’s compensation insurance is meant to replace suing your employer, but you may elect not to collect worker’s compensation and sue your employer directly if the injury or illness was caused by deliberate or reckless actions by your employer. A law firm that deals with both general accident matters and worker’s compensation cases can let you know if a lawsuit against an employer is possible or advisable. The law firm of Campbell & Associates offers free consultations if you or a family member has been injured on the job. Call us today at 704-333-0885.