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The U.S. Department of Labor reports that 2.9 million workers in private industries were injured or experienced job-related illnesses in 2016. An additional 5,000 died from job-related injuries or illness.

Short-term or even permanent loss of earnings, as well as mounting medical bills, could mean economic disaster for the worker’s family. If you know your rights, however, you can safeguard yourself and your family from financial ruin. 

Most businesses that hire two or more workers are obligated to provide worker’s compensation insurance. Whenever you go to work for someone, you ought to know if you are covered by worker’s compensation.

You may not be covered if you own the business, if you are given a 1099 at the end of the year instead of a W-2, if you are employed in a personal residence, if you work on a farm, are a railroad or maritime worker, or if you are a volunteer. 

Pineville North Carolina Workers Compensation Lawyer

Workers who fit into the above categories may have other options if they are hurt at work. Consult a qualified worker’s comp attorney for assistance. Keep in mind, worker’s compensation laws are different in every state, so it is very important to speak to a local lawyer. 

If you are covered by worker’s compensation insurance, you need a legal professional who can explain just what is covered. 

Some accidents or injuries taking place outside the job site may be covered if you were on duty when the accident took place. 

Worker’s compensation insurance coverage may be available to you even if you were partially responsible for a work-related accident. 

You may be covered for illnesses or injuries that develop over time, such as tendonitis, carpal tunnel syndrome, and back injuries. 

Legal Professionals For Workers Comp In Pineville

Some of the benefits available include compensation for medical expenses, lost income, job training if you are incapable to go back to your previous job, payment for permanent disability, and death benefits for the family members of an employee killed on duty. A worker’s compensation attorney can help get the maximum benefits the law permits. 

Insurance companies are always trying to find ways in which to reduce the amounts they have to pay out in claims. Your worker’s compensation carrier may try to limit or deny your claim altogether. A worker’s compensation attorney can help you receive the benefits due to you after an accident or illness. 

A lawyer will also be able to assist you if your employer tries to prevent you from filing a worker’s compensation claim or if your employer penalizes you or even fires you for filing a claim. 

Workers Compensation Attorneys Near Me

If your injury or health problem was caused by your employer’s carelessness, you may have other courses of action. A law firm that deals with both general accident matters and worker’s compensation cases can let you know if a lawsuit against an employer is feasible or advisable. The lawyers at Campbell & Associates are well equipped to counsel you on this important matter and are available for a no-cost consultation. Call us at 704-333-0885 if you or a relative has been injured at work.