The U.S. Department of Labor reports that 2.9 million workers in private sector were hurt or experienced job-related illnesses in 2016. An additional 5,000 died from job-related accidents or illness.
Short-term or even permanent loss of earnings, plus mounting medical bills, might mean economic disaster for the worker’s family. If you are prepared for the potential of an on-the-job injury, you may spare yourself and your family a great deal of stress.
Worker’s Compensation insurance is required for most business enterprises which employ two or more workers, including full time, part time, and temporary workers. Whenever you go to work for someone, you should know whether you are covered by worker’s compensation.
You may not be covered if you own the business, if you are given a 1099 at the end of the year instead of a W-2, if you work in a private residence, if you work on a farm, are a railroad or maritime worker, or if you are a volunteer.
Newton North Carolina Workers Compensation Legal Professionals
Individuals who fit into the above classifications may have other options if they are hurt on the job. Consult an experienced workers comp lawyer for advice.
If you are an employee eligible for worker’s compensation, it is crucial to consult a local lawyer, since worker’s compensation laws vary from state to state.You may not know that your accident is covered by worker’s compensation.
Workers Comp Attorney In Newton NC
Some accidents or injuries happening outside the job site may be covered, if you were on duty when the accident took place. You might be covered even if the work-related accident is your fault.
You may be covered for diseases or injuries that develop over time, such as tendinitis, carpal tunnel syndrome, and back injuries. An expert worker’s compensation attorney can help you recover the maximum benefits due to you following a work-related injury or illness. Some of the benefits you may be eligible to receive are:
- Medical care for the injury or illness
- Income while you are not able to work
- Job training if you are no longer capable to return to your previous job
- Compensation for permanent disability or impairment
- Survivor benefits for families of workers who are killed in an accident, or who die from health problems related to work conditions
Insurance companies are always searching for ways in which to reduce the amounts they must disburse in claims. Do not allow an insurance company to force you back to work before you are recovered sufficiently to do your job, and do not allow them to pressure you into taking a settlement before you know the complete extent of your injury. A worker’s compensation attorney can help you collect the benefits due to you after an accident or illness.
Some companies try to punish or fire workers who file claims; if that happens to you, call a worker’s compensation attorney right away.
Workers Comp Lawyers Near Me
Generally, worker’s compensation insurance replaces the need to sue an employer for damages if one is injured at work. Sometimes, however, suing one’s employer could still be an option. A lawyer with knowledge in accident law and in worker’s compensation law can advise you when a lawsuit against an employer is possible. The law firm of Campbell & Associates offers free consultations if you or a loved one has been injured on the job. Call us today at 704-333-0885.