The United States Department of Labor reports that 2.9 million workers in private industries were injured or sustained work-related illnesses in 2016. Another 5,000 died from job-related injuries or illness.
Temporary or even permanent loss of income, in addition to mounting medical expenses, can mean financial disaster for the worker’s family. If you are prepared for the possibility of an on-the-job injury, you may spare yourself and your family a great deal of anxiety.
Most companies that employ two or more workers are obligated to carry worker’s compensation insurance. Whenever you go to work for someone, you ought to know if you are covered by worker’s compensation.
You may not be covered if you own the business, if you are given a 1099 at the end of the year instead of a W-2, if you are employed in a private home, if you work on a farm, are a railroad or maritime worker, or if you are a volunteer.
Newell North Carolina Workers Compensation Lawyers
Workers who fit into the above classifications may have other alternatives if they are hurt at work. An accident attorney will be able to advise you of your rights. If you are an employee eligible for worker’s compensation, it is crucial to consult a local lawyer, since worker’s compensation laws vary from state to state.
You may not realize that your accident is covered by worker’s compensation.
Some accidents or injuries happening away from the job site might be covered, if you were on duty when the accident happened.
You could be covered even if the work-related accident is your fault.
Legal Professionals For Workers Comp In Newell
Many work-related injuries do not happen suddenly but develop over a period of months or years. These gradually developing conditions may be covered.
Worker’s compensation insurance covers more than just medical expenses; it can also take care of lost wages, compensation for permanent injuries, job training for workers not able to go back to their former jobs, and death benefits for family members of workers killed on the job, or who died from work-related illnesses.
All insurance providers are in the business to earn money, and one of the ways they can do that is to limit the amounts they pay in benefits. Do not permit an insurance company to rush you back to work before you are recovered sufficiently to do your job, and do not permit them to pressure you into accepting a settlement before you understand the full extent of your injury. If you have any doubts about your rights, consult a qualified worker’s compensation attorney.
You may also find that your boss tries to reprimand or even fire you if you file a claim; a worker’s compensation lawyer can help if you end up in that situation.
Workers Compensation Attorneys Near Me
Generally, worker’s compensation insurance replaces the need to sue an employer for damages if one is injured at work. Sometimes, suing an employer may still be an option. Do not make such an important decision, however, without seeking advice from a lawyer who is knowledgeable in worker’s compensation and accident law. The attorneys at Campbell & Associates are well prepared to counsel you on this important issue, and are available for a free consultation. Call them at 704-333-0885 if you or a relative has been injured on the job.