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Millions of individuals were hurt at work in 2016, and millions more experience job-related diseases. Another 5,000 died from job-related injuries or sickness.

A work-related injury may be devastating to the worker and the worker’s family– hospital bills, loss of wages, and in some cases, permanent impairment may force a family into bankruptcy.

If you are prepared for the likelihood of an on-the-job injury, you may spare yourself and your family a lot of worries. 

Most companies that employ two or more employees are required to provide worker’s compensation insurance.

Matthews Workers Comp Legal Professionals

Before you file a worker’s compensation claim, you need to know if you are regarded as an “employee” for purposes of coverage. You are not covered if you are: 

  • The owner of a business 
  • An independent contractor (you receive a Form 1099 at the end of the tax year) 
  • A farm worker 
  • A maritime employee 
  • A railroad employee 
  • A volunteer 
  • A worker in a personal residence, such as a childcare professional or caretaker  

Workers who fit into the above classifications may have other alternatives if they are hurt on the job. Seek advice from a knowledgeable accident attorney for assistance. If you are an employee eligible for worker’s compensation, it is important to consult a local workers lawyer, since worker’s compensation laws differ from state to state. 

If you are covered by worker’s compensation insurance, you need a professional who can explain specifically what is covered. 

Workers Compensation Lawyer In Matthews NC

Even if you were not on your employer’s property when you were hurt, you could be covered. 

Worker’s compensation insurance coverage could be available to you even if you were partially responsible for a work-related accident. 

You may be covered for illnesses or injuries that develop gradually, such as tendonitis, carpal tunnel syndrome, and back injuries. 

Some of the benefits available include reimbursement for medical costs, lost wages, and job training if you are not able to return to your previous job, compensation for permanent disability, and death benefits for the family members of an employee killed at work. A worker’s compensation lawyer can help get the maximum benefits the law allows.  

Insurance companies are always looking for ways in which to limit the amounts they have to disburse in claims. Your worker’s compensation insurance company may try to limit or deny your claim altogether. A worker’s compensation attorney can help you receive the benefits due to you after an accident or illness. 

An attorney will also be able to help you if your company tries to discourage you from filing a worker’s compensation claim or if your boss reprimands you or even fires you for filing a claim. 

Workers Comp Lawyers Near Me

Worker’s compensation insurance is intended to replace suing your employer, but you may opt not to collect worker’s compensation and sue your employer directly if the injury or illness was caused by intentional or careless actions by your employer. A law firm that handles both general accident cases and worker’s compensation cases can let you know when a lawsuit against an employer is feasible or advisable. The attorneys at Campbell & Associates are well equipped to counsel you on this important issue and are available for a no-cost consultation. Call us at 704-333-0885 if you or a relative has been injured on the job.