Millions of people were injured on the job in 2016, and millions more experience work-related illnesses.
Another 5,000 died from work-related injuries or illness.
Short-term or even permanent loss of earnings, as well as mounting medical expenses, can mean financial disaster for the worker’s family.
If you know your rights, however, you can protect yourself and your family from financial ruin.
Most businesses that employ two or more workers are mandated to carry worker’s compensation insurance.
Workers Compensation Legal Reps In Kings Mountain
Before you file a worker’s compensation claim, you ought to know if you are regarded as an “employee” for purposes of coverage. You are not covered if you are:
- The proprietor of a business
- An independent contractor (you receive a Form 1099 at the end of the tax year)
- A farm laborer
- A maritime worker
- A railroad employee
- A volunteer
- An employee in a private home, like a babysitter or housekeeper for a family
If you do fit into any of the above classifications and are injured at work there may be other alternatives available to you for compensation. Consult an experienced workers comp attorney for assistance. Remember, worker’s compensation laws are different in each state, so it is very important to speak to a local lawyer.
Workers Comp Lawyer Kings Mountain NC
If you are an employee covered by worker’s compensation, you should know your rights. Even if you were not on your employer’s property when you were injured, you could be covered.
You might be covered despite the fact that the work-related accident is your fault. Some work-related injuries do not happen suddenly, but develop over a period of months or years, and may be covered by Worker’s compensation.
A skilled worker’s compensation attorney can help you recover the maximum benefits due to you after a work-related injury or illness. Some of the benefits you may be entitled to collect are:
- Medical care for the injury or illness
- Cash while you are unable to work
- Job training if you are no longer capable to return to your former job
- Compensation for permanent disability or injuries
- Survivor benefits for families of workers who are killed in an accident, or who die from illnesses associated with work conditions
All insurance providers are in the business to make money, and one of the ways they can do that is to minimize the amounts they pay in benefits. They might attempt to push you to return to work before you are able; they may offer you a lump sum payment before you know the full extent of your permanent injuries; they may try to deny the claim altogether. If you have any questions about your rights, speak with an experienced worker’s compensation lawyer.
You may also find that your employer attempts to reprimand or even fire you if you file a claim; a worker’s compensation lawyer can help if you end up in that predicament.
Workers Comp Attorneys Near Me
If your injury or health problem was caused by your employer’s negligence, you may have other options for recovery. An attorney knowledgeable in accident law and in worker’s compensation law can counsel you when a lawsuit against an employer is possible. You may call the law firm of Campbell & Associates at 704-333-0885 for a no-cost consultation today.