According to the U.S. Department of labor, nearly 3 million people were hurt or became sick in work-related accidents in 2016.More than 5,000 people died in accidents at work or from work-related illnesses.
A work-related injury could lead to financial hardship to the employee and his entire family.Understanding your rights before you are injured on the job can save your family from economic disaster.
Worker’s Compensation insurance is required for most businesses which employ two or more workers, including full time, part time, and temporary workers.
Workers Comp Lawyer In Hildebran
Before you file a worker’s compensation claim, you need to know if you are considered an “employee” for purposes of coverage. You are not covered if you are:
- The owner of the business
- An independent contractor (you receive a Form 1099 at the end of the tax year).
- A farm laborer
- A maritime employee
- A railroad employee
- A volunteer
- A worker in a personal residence, like a childcare professional or maid for a family
Even if you are not covered by worker’s compensation insurance, you may nevertheless be able to recover damages for an on-the-job injury. Seek advice from a qualified accident attorney for assistance. Remember, worker’s compensation laws are different in every state, so it is important to consult a local attorney.
Hildebran NC Workers Compensation Legal Representation
If you are covered by workers compensation insurance, you need someone who can explain specifically what is covered. Some accidents or injuries happening outside the job site may be covered, if you were on duty when the accident happened.
Worker’s compensation insurance coverage may be available to you even if you were partly responsible for a work-related accident. Work-related diseases and injuries often develop over time, occasionally causing permanent impairment.
Worker’s compensation insurance covers more than just medical bills; it can also cover lost income, compensation for permanent injuries, job training for workers not able to go back to their former jobs, and survivor benefits for family members of workers killed on the job, or who died from work-related illnesses.
Worker’s compensation providers, like all insurance companies, will be trying to find ways to minimize the number of benefits they must pay. Your worker’s compensation carrier may try to limit or deny your claim completely. Consult with a worker’s compensation expert to learn exactly what you are entitled to collect after an injury or illness.
Some employers try to punish or fire workers who file claims; if that happens to you, call a worker’s compensation attorney immediately.
Workers Comp Attorneys Near Me
Typically, worker’s compensation insurance replaces the need to sue an employer for damages if one is injured at work. Sometimes, however, suing one’s employer might still be an option. An attorney with expertise in accident law and in worker’s compensation law can counsel you when a lawsuit against an employer is feasible. The law firm of Campbell & Associates offers free consultations if you or a relative has been injured on the job. Call us today at 704-333-0885.