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According to the United States Department of Labor, approximately 3 million individuals were hurt or became ill in job-related accidents in 2016. An additional 5,000 died from job-related injuries or sickness.

Short-term or even permanent loss of earnings, plus mounting medical bills, can mean economic disaster for the worker’s family.

Understanding your rights after being hurt at work can save your family from financial disaster. 

Worker’s Compensation insurance is mandated for most business enterprises which hire two or more employees, including full time, part-time, and temporary workers.

Cramerton Workers Comp Legal Representation

Certain classes of workers are not covered by worker’s compensation insurance. These include: 

  • Business owners 
  • Independent contractors 
  • Farm workers 
  • Maritime employees 
  • Railroad workers 
  • Employees in private residences 
  • Volunteers 

Even if you are not covered by worker’s compensation insurance, you may still have the chance to recover damages for an on-the-job injury. A workers compensation attorney will be able to advise you of your rights. If you are an employee eligible for worker’s compensation, it is important to consult a local lawyer, since worker’s compensation laws vary from one state to another. 

Workers Compensation Law Firm

If you are a worker covered by worker’s compensation, you need to know your rights. Even if you were not on your employer’s property when you were injured, you could be covered. 

You may be covered even if the work-related accident is your fault. Some work-related injuries do not take place suddenly but develop over a period of months or years. 

A skilled worker’s compensation lawyer can help you recover the maximum benefits due to you after a work-related injury or illness. Some of the benefits you may be entitled to receive are: 

  • Medical care for the injury or illness 
  • Cash while you are unable to work. 
  • Job training if you are no longer capable to work at your previous job 
  • Compensation for permanent disability or impairment 
  • Survivor benefits for families of workers who are killed in an accident, or who die from diseases related to work conditions. 

Insurance providers are always looking for ways in which to limit the amounts they must pay in claims. They might attempt to push you to return to work before you are ready; they may offer you a lump sum payment before you know the full extent of your permanent injuries; they may attempt to reject the claim entirely. A worker’s compensation lawyer can help you collect the benefits due to you after an accident or illness. 

An attorney will also be able to help you if your boss attempts to prevent you from filing a worker’s compensation claim or if your boss penalizes you or even fires you for filing a claim. 

Workers Compensation Lawyers Near Me

Typically, worker’s compensation insurance replaces the need to sue an employer for damages if one is injured at work. Sometimes, suing an employer might still be an option. An attorney knowledgeable in accident law and in worker’s compensation law can advise you when a lawsuit against an employer is possible. You may call the law firm of Campbell & Associates at 704-333-0885 for a free consultation today.