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According to the United States Department of Labor, nearly 3 million people were injured or became ill in work-related accidents in 2016. Another 5,000 died from work-related injuries or disease.

Temporary or even permanent loss of earnings, plus mounting medical expenses, could mean financial disaster for the worker’s family. If you know your rights, however, you can safeguard yourself and your family from financial ruin.

Any business or individual who has two or more employees must provide worker’s compensation insurance. Whenever you go to work for someone, you should know if you are covered by worker’s compensation.

You may not be covered if you own the business, if you receive a 1099 at the end of the year instead of a W-2, if you are employed in a personal home, if you work on a farm, are a railroad or maritime worker, or if you are a volunteer.

Workers Compensation Legal Reps In Conover

Individuals who fit into the above classifications may have other options if they are injured at work. An accident lawyer will be able to advise you of your rights. Keep in mind, worker’s compensation laws are different in every state, so it is very important to consult with a local lawyer.

You may not be aware that your accident is covered by worker’s compensation. Some accidents or injuries occurring outside the job site may be covered, if you were on duty when the accident took place.

Workers Comp Lawyer Conover NC

Worker’s compensation insurance coverage may be available to you even if you were partly responsible for a work-related accident. Some work-related injuries do not take place suddenly, but develop over a period of months or years.

Some of the benefits available include reimbursement for medical expenses, lost earnings, job training if you are not able to go back to your previous job, compensation for permanent disability, and death benefits for the family members of an employee killed on duty. A worker’s compensation attorney can help get the maximum benefits the law permits.

Insurance companies are always searching for ways in which to minimize the amounts they must pay in claims. They may attempt to push you to return to work before you are able; they may offer you a lump sum payment before you know the full extent of your permanent injuries; they may try to deny the claim entirely. Talk to a worker’s compensation expert to determine exactly what you are entitled to collect after an injury or illness.

You may also find that your company attempts to punish or even fire you if you file a claim; a worker’s compensation attorney can help if you end up in that predicament.

Workers Comp Attorneys Near Me

If your injury or illness was caused by your employer’s carelessness, you may have other options for recovery. A law firm that handles both general accident cases and worker’s compensation cases can let you know when a lawsuit against an employer is feasible or advisable. The attorneys at Campbell & Associates are well prepared to advise you on this important matter, and are available for a no-cost consultation. Call them at 704-333-0885 if you or a loved one has been hurt at work.