According to the U.S. Department of Labor, approximately 3 million people were hurt or became ill in job-related accidents in 2016.
More than 5,000 people died in accidents at work or from job-related diseases. Temporary or even permanent loss of income, along with mounting medical bills, might mean financial disaster for the worker’s family.
If you know your rights, however, you can safeguard yourself and your family from financial ruin.
Worker’s Compensation insurance is mandated for most companies which hire two or more employees, including full time, part-time, and seasonal workers.
Belmont North Carolina Workers Compensation Lawyers
Certain classes of workers are not covered by worker’s compensation insurance. These include:
- Business owners
- Independent contractors
- Farm laborers
- Maritime workers
- Railroad workers
- Workers in private homes
Workers who fit into the above categories may have other alternatives if they are hurt at work. Consult a skilled workers compensation legal professional for advice. If you are a worker eligible for worker’s compensation, it is crucial to consult a local lawyer, since worker’s compensation laws can vary from one state to another.
Legal Professionals For Workers Comp In Belmont
If you are an employee covered by worker’s compensation, you should know your rights. Some accidents or injuries taking place outside the job site might be covered, if you were on duty when the accident occurred.
Worker’s compensation insurance coverage could be available to you even if you were partly responsible for a work-related accident. You may be covered for illnesses or injuries that develop gradually, such as tendinitis, carpal tunnel syndrome, and back injuries.
A skilled worker’s compensation attorney can help you recover the maximum benefits due to you following a work-related injury or illness. Some of the benefits you may be entitled to collect are:
- Medical care for the injury or illness
- Cash while you are not able to work
- Job training if you are no longer capable to return to your former job
- Compensation for permanent disability or impairment
- Death benefit for families of workers who are killed in an accident, or who die from diseases related to work conditions
All insurance companies are in the business to make money, and one of the ways they can do that is to minimize the amounts they pay out in benefits. Your worker’s compensation provider may try to limit or reject your claim altogether. A worker’s compensation attorney can help you collect the benefits due to you after an accident or illness.
An attorney will also be able to assist you if your boss tries to discourage you from filing a worker’s compensation claim or if your employer reprimands you or even fires you for filing a claim.
Workers Compensation Attorneys Near Me
Worker’s compensation insurance is intended to substitute for suing your employer, but you may elect not to collect worker’s compensation and sue your employer directly if the injury or illness was caused by willful or negligent actions by your employer. A law firm that deals with both general accident cases and worker’s compensation cases can let you know if a lawsuit against an employer is possible or recommended. The attorneys at Campbell & Associates are well prepared to advise you on this important matter and are available for a no-cost consultation. Call us at 704-333-0885 if you or a relative has been hurt on the job.