The United States Department of Labor reports that 2.9 million workers in private businesses were injured or sustained work-related illnesses in 2016. In the same year, 5,190 people were killed on the job.
An on-the-job injury could bring about economic hardship to the individual and his entire family. If you are prepared for the possibility of an on-the-job injury, you may spare yourself and your family a lot of stress.
Worker’s Compensation insurance is mandated for most business enterprises which hire two or more workers, including full time, part time, and seasonal workers.
Whenever you go to work for someone, you should know whether you are covered by worker’s compensation. You may not be covered if you own the business, if you are given a 1099 at the end of the year instead of a W-2, if you are employed in a private residence, if you work on a farm, are a railroad or maritime worker, or if you are a volunteer.
Connellys Springs Workers Comp Legal Representation
If you do fit into any of the above groups and are injured at work, there may be other options available to you for reimbursement. An accident attorney will be able to advise you of your rights. A worker’s comp lawyer near you will be able to advise you of your rights under the worker’s compensation laws in North Carolina.
You may not know that your accident is covered by worker’s compensation. Some accidents or injuries taking place outside the job site could be covered, if you were on duty when the accident occurred.
Even if you were at fault for a job-related accident, you may be covered. Work-related illnesses and injuries often develop over time, occasionally resulting in permanent impairment.
Workers Compensation Law Firm
A skilled worker’s compensation lawyer can help you recover the maximum benefits due to you following a work-related injury or illness. Some of the benefits you may be eligible to collect are:
- Medical care for the injury or illness
- Cash while you are unable to work
- Job training if you are no longer capable to work at your previous job
- Compensation for permanent disability or injuries
- Survivor benefits for families of workers who are killed in an accident, or who die from illnesses associated with work conditions
All insurance companies are in the business to earn money, and one of the ways they can do that is to limit the amounts they pay out in benefits. Do not allow an insurance company to force you back to work before you are recovered sufficiently to do your job, and do not allow them to pressure you into taking a settlement before you understand the full extent of your injury. Talk to a worker’s compensation expert to find out exactly what you are entitled to collect after an injury or illness.
You may also find that your company tries to reprimand or even fire you if you file a claim; a worker’s compensation attorney can help if you find yourself in that situation.
Workers Compensation Lawyers Near Me
Worker’s compensation insurance is intended to substitute for suing your employer, but you may opt not to collect worker’s compensation and sue your employer directly if the injury or illness resulted from willful or negligent actions by your employer. Do not make such an important decision, however, without seeking advice from a lawyer who is experienced both in worker’s compensation and in accident law. You may call the law firm of Campbell & Associates at 704-333-0885 for a no-cost consultation today.