Millions of individuals were hurt at work last year, and millions more suffer job-related diseases. Another 5,000 died from job-related injuries or illness.
Short-term or even permanent loss of wages, in addition to mounting medical expenses, could mean financial disaster for the worker’s family. If you know your rights, however, you can protect yourself and your family from financial ruin.
Any company or individual who has two or more employees must provide worker’s compensation insurance. Whenever you go to work for someone, you ought to know whether you are covered by worker’s compensation.
You may not be covered if you own the business, if you get a 1099 at the end of the year instead of a W-2, if you work in a private home, if you work on a farm, are a railroad or maritime worker, or if you are a volunteer.
Workers Compensation Legal Reps In Waxhaw
If you do fit into any of the above groups and are hurt at work, there may be alternative alternatives available to you for compensation. Speak with a workers comp attorney at law before assuming that you have no recourse. Do not forget, worker’s compensation laws are different in each state, so it is very important to speak to a local attorney.
If you are an employee covered by worker’s compensation, you should know your rights. Even if you were not on your employer’s property when you were hurt, you could be covered. Even if you were at fault for a work-related accident, you may be covered. You may be covered for diseases or injuries that develop over time, such as tendonitis, carpal tunnel syndrome, and back injuries.
Workers Comp Lawyer Waxhaw NC
Worker’s compensation insurance covers more than just medical bills; it can also pay for lost earnings, compensation for permanent impairment, job training for workers not able to go back to their previous jobs, and death benefits for family members of workers killed on the job, or who die from work-related illnesses.
All insurance providers are in the business to make money, and one of the ways they can do that is to limit the amounts they pay in benefits. Your worker’s compensation insurance company may try to restrict or reject your claim entirely. If you have any doubts about your rights, talk to an experienced worker’s compensation attorney.
You may also find that your employer tries to reprimand or even fire you if you file a claim; a worker’s compensation attorney can help if you find yourself in that situation.
Workers Comp Attorneys Near Me
Normally, worker’s compensation insurance replaces the need to sue an employer for damages if one is injured on the job. In some cases, suing an employer may still be a possibility. Do not make such an important decision, however, without consulting a lawyer who is experienced in worker’s compensation and accident law. The attorneys at Campbell & Associates are well prepared to counsel you on this important issue, and are available for a free consultation. Call them at 704-333-0885 if you or a loved one has been hurt at work.