According to the United States Department of Labor, approximately 3 million individuals were injured or became ill in work-related accidents in 2016. Another 5,000 died from work-related injuries or illness.
A job-related injury may be devastating to the individual and the worker’s family – hospital expenses, loss of wages, and in some cases, permanent disability may force a family into bankruptcy.
If you know your rights, however, you can safeguard yourself and your family from financial ruin.
Any business or individual who has two or more employees must carry worker’s compensation insurance.
Van Wyck Workers Compensation Legal Representation
Before you file a worker’s compensation claim, you should know if you are deemed an “employee” for purposes of coverage. You are not covered if you are:
- The proprietor of a business
- An independent contractor (you receive a Form 1099 at the end of the tax year).
- A farm worker
- A maritime worker
- A railroad worker
- A volunteer
- A worker in a personal residence, such as a childcare professional or housekeeper for a family
Even if you are not covered by worker’s compensation insurance, you may yet be able to recover damages for an on-the-job injury. Talk to a skilled accident attorney for advice. Remember, workers compensation laws are different in each state, so it is very important to speak to a local lawyer.
Workers Comp Lawyer In Van Wyck NC
You may not realize that your accident is covered by worker’s compensation. You might be covered even though the accident or injury does not happen at the job location. If you are hurt in an auto accident while on a work-related assignment, for example, you might be covered.
You could be covered even if the work-related accident is your fault. Work-related health problems and injuries often develop gradually, sometimes causing permanent impairment.
A skilled worker’s compensation attorney can help you recover the maximum benefits due to you following a work-related injury or illness. Some of the benefits you may be eligible to receive are:
- Medical care for the injury or illness
- Cash while you are not able to work
- Job training if you are no longer capable to return to your former job
- Compensation for permanent disability or impairment
- Death benefit for families of workers who are killed in an accident, or who die from illnesses associated with work conditions
All insurance providers are in the business to earn money, and one of the ways they can do that is to limit the amounts they pay out in benefits. Your worker’s compensation provider may try to restrict or deny your claim completely. Consult a worker’s compensation expert to learn exactly what you are entitled to collect after an injury or illness.
Some companies attempt to punish or fire workers who file claims; if that happens to you, call a worker’s compensation lawyer immediately.
Workers Comp Attorney Near Me
Worker’s compensation insurance is intended to substitute for suing your employer, but you may opt not to collect worker’s compensation and sue your employer directly if the injury or illness resulted from intentional or careless actions by your employer. A law firm that deals with both general accident cases and worker’s compensation cases can let you know if a lawsuit against an employer is feasible or recommended. You may call the law firm of Campbell & Associates at 704-333-0885 for a free consultation today.