The United States Department of Labor reports that 2.9 million workers in private sector were hurt or sustained job-related sickness in 2016. An additional 5,000 died from job-related accidents or sickness.
An on-the-job injury can bring about economic hardship to the worker and his entire family.
If you are prepared for the potential of an on-the-job injury, you may spare yourself and your family a lot of anxiety.
Most businesses that employ two or more workers are obligated to carry worker’s compensation insurance.
Workers Compensation Attorney In Stanfield
Before you file a worker’s compensation claim, you ought to know if you are deemed an “employee” for purposes of coverage. You are not covered if you are:
- The proprietor of a business
- An independent contractor (you receive a Form 1099 at the end of the tax year).
- A farm laborer
- A maritime employee
- A railroad employee
- A volunteer
- A staff member in a personal residence, like a childcare professional or caretaker for a household
If you do fit into one of the above classifications and are injured on duty, there may be alternative alternatives available to you for damages. Consult a knowledgeable workers compensation attorney for assistance. If you are an employee eligible for workers compensation, it is important to consult a local lawyer, since worker’s compensation laws differ from state to state.
Stanfield Job Injury Compensation Legal Specialists
If you are an employee covered by worker’s compensation, you should know your rights.Some accidents or injuries happening away from the job site may be covered, if you were on duty when the accident took place.
Even if you were at fault for a job-related accident, you may be covered.Many work-related injuries do not take place suddenly but develop over a period of months or years.
Some of the benefits available include reimbursement for medical costs, lost income, job training if you are incapable to go back to your previous job, compensation for permanent disability, and death benefits for the family members of an employee killed at work. A worker’s compensation lawyer can help get the maximum benefits the law permits.
All insurance providers are in the business to earn money, and one of the ways they can do that is to minimize the amounts they pay out in benefits. Do not permit an insurance company to push you back to work before you are recovered enough to do your job, and do not permit them to pressure you into accepting a settlement before you understand the complete extent of your injury. If you have any questions about your rights, speak with an experienced worker’s compensation lawyer.
Some companies attempt to punish or fire employees who file claims; if that happens to you, call a worker’s compensation lawyer immediately.
Workers Compensation Legal Representation Near Me
Generally, worker’s compensation insurance replaces the need to sue an employer for damages if one is hurt on the job. Sometimes, however, suing one’s employer might still be a possibility. A lawyer with expertise in accident law and in worker’s compensation law can advise you when a lawsuit against an employer is feasible. The law firm of Campbell & Associates offers free consultations if you or a loved one has been injured at work. Call us today at 704-333-0885.