According to the United States Department of labor, nearly 3 million individuals were hurt or became ill in work-related incidents in 2016. In the same year, 5,190 people were killed at work.
Temporary or even permanent loss of wages, in addition to mounting medical bills, might mean economic disaster for the worker’s family. Knowing your rights before you are injured on the job can protect your family from financial disaster.
Worker’s Compensation insurance is mandated for most business enterprises which employ two or more employees, including full time, part time, and temporary workers.
Whenever you go to work for someone, you ought to know if you are covered by worker’s compensation.
Rhodhiss Workers Comp Lawyer
You may not be covered if you own the business, if you are given a 1099 at the end of the year instead of a W-2, if you are employed in a private residence, if you work on a farm, are a railroad or maritime worker, or if you are a volunteer.
Even if you are not covered by worker’s compensation insurance, you may still be able to recover damages for an on-the-job injury.
Talk to a worker’s comp lawyer before assuming that you have no remedy. If you are an employee eligible for worker’s compensation, it is important to consult a local lawyer, since worker’s compensation laws differ from one state to another.
Rhodhiss Workers Compensation Legal Representation
If you are a worker covered by worker’s compensation, you need to know your rights. Even if you were not on your employer’s property when you were injured, you could be covered.
You might be covered despite the fact that the work-related accident is your fault. Some work-related injuries do not happen suddenly, but develop over a period of months or years.
A skilled worker’s compensation attorney can help you recover the maximum benefits due to you following a work-related injury or illness. Some of the benefits you may be entitled to collect are:
- Medical care for the injury or illness
- Cash while you are not able to work
- Job training if you are no longer capable to work at your previous job
- Compensation for permanent disability or impairment
- Death benefit for families of workers who are killed in an accident, or who die from illnesses associated with work conditions
All insurance providers are in the business to make money, and one of the ways they can do that is to limit the amounts they pay in benefits. Do not allow an insurance company to force you back to work before you are recovered sufficiently to do your job, and do not allow them to pressure you into accepting a settlement before you understand the complete extent of your injury. A worker’s compensation attorney can help you receive the benefits due to you after an accident or illness.
Some employers try to reprimand or fire employees who file claims; if that happens to you, call a worker’s compensation attorney right away.
Workers Comp Attorney Near Me
Normally, worker’s compensation insurance replaces the need to sue an employer for damages if one is injured on the job. Sometimes, however, suing one’s employer may still be a possibility. A law firm that handles both general accident cases and worker’s compensation cases can let you know when a lawsuit against an employer is possible or advisable. You may call the law firm of Campbell & Associates at 704-333-0885 for a free consultation today.