Any car accident may be unnerving, but when you are injured, it can be far worse. Understanding your rights and the courses of action open to you after an accident can ease some of the stress of the experience.
You should always stay at the scene of an accident until the authorities get there. Data from a police report may prove beneficial later, so wait for the police to get there, even if the other driver leaves.
If you are able, get the license plate number of the other car, and try to note some details about the driver’s appearance. If the other driver leaves the scene, you will then have the ability to describe him to the police.
If any onlookers saw the accident and offer to talk to you, jot down their contact information just in case they do not stay until the police get there. Statements from objective eyewitnesses may be important in the future.
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Second, do not assume you are unharmed if you do not immediately feel pain or discomfort. Some injuries may not show any symptoms immediately. Pre-existing conditions may become aggravated. If you have any doubts, see your doctor.
You should be careful not to cash any checks or sign any documents unless you know your rights. Insurance companies frequently attempt to settle claims as soon as they can, which could mean a loss for you. The moment your claim has been settled, you forfeit the chance to seek any payment later, even if your injuries require additional medical treatment.
Finally, look for an experienced attorney to guide you through the process.
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Do I really need to consult an attorney if I was not seriously hurt? How can an accident attorney improve your chances of winning your case? Law firms like Campbell & Associates tackle insurance companies day after day and understand how they function. Different insurers respond to different approaches, and we are familiar with how they operate.
An accident lawyer can also help get insurance companies to pay for your medical bills or a rental car before your case is settled. Seek out a local attorney who knows the area, and knows the insurance adjusters who will be managing your case. Insurance companies know which attorneys have the experience to demand the maximum amount of compensation the law allows, and which attorneys have the willingness and ability to litigate if needed.
If you speak with the other driver, or anybody else at the scene of the accident or after, do not speculate about the cause of the accident, and do not mention to anyone that you were at fault. You do not know if drugs or alcohol were involved, and you may not clearly remember specific particulars, like the color of a stoplight. There may be weather conditions or road conditions that played a part in the accident. Accepting responsibility in the heat of the moment could cost you plenty.
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Call the expert attorneys at Campbell & Associates at 704-333-0885 for a free consultation before you make a costly error.