The United States Department of Labor reports that 2.9 million workers in private industries were hurt or experienced job-related illnesses in 2016.
More than 5,000 people died in accidents on the job or from work-related illnesses. A job-related injury can be devastating to the individual and the worker’s family– hospital expenses, loss of earnings, and sometimes permanent disability may force a family into bankruptcy.
If you know your rights, however, you can safeguard yourself and your family from financial ruin.
Most companies that hire two or more workers are required to carry worker’s compensation insurance.
Mineral Springs Workers Comp Legal Professionals
Certain classes of workers are not covered by worker’s compensation insurance. These include:
- Business owners
- Independent contractors
- Farm laborers
- Maritime workers
- Railroad employees
- Workers in personal homes
Even if you are not covered by worker’s compensation insurance, you may still be able to recover damages for an on-the-job injury. A job injury attorney will be able to advise you of your rights. An attorney near you will be able to inform you of your rights under the worker’s compensation laws in North Carolina.
Workers Compensation Lawyer In Mineral Springs NC
You may not know that your accident is covered by worker’s compensation. Some accidents or injuries occurring away from the job site might be covered, if you were on duty when the accident took place.
Even if you were at fault for a job-related accident, you may be covered. Some work-related injuries do not happen suddenly but develop over a period of months or years.
Worker’s compensation insurance covers more than just medical bills; it can also pay for lost earnings, compensation for permanent impairment, job training for workers not able to return to their former jobs, and death benefits for family members of workers killed on the job, or who die from work-related illnesses.
Worker’s compensation insurance companies, like all insurance companies, will be seeking ways to limit the amount of benefits they must pay. Do not permit an insurance company to push you back to work before you are recovered sufficiently to do your job, and do not allow them to pressure you into taking a settlement before you understand the complete extent of your injury. A worker’s compensation lawyer can help you receive the benefits due to you after an accident or illness.
Some companies try to punish or fire workers who file claims; if that happens to you, call a worker’s compensation attorney without delay.
Workers Comp Lawyers Near Me
Worker’s compensation insurance is meant to substitute for suing your employer, but you may elect not to collect worker’s compensation and sue your employer directly if the injury or illness was caused by intentional or negligent actions by your employer. A lawyer experienced in accident law and in worker’s compensation law can counsel you when a lawsuit against an employer is possible. You may call the law firm of Campbell & Associates at 704-333-0885 for a no-cost consultation today.