Millions of people were hurt at work in 2016, and millions more experienced work-related illnesses.More than 5,000 people died in accidents on the job or from work-related diseases.
Short-term or even permanent loss of income, along with mounting medical expenses, might mean economic disaster for the worker’s family.If you know your rights, however, you can protect yourself and your family from economic ruin.
Any business or individual who has two or more employees must carry workman’s compensation insurance.
Lando NC Workers Comp Legal Representation
Certain classes of workers, however, are not covered by workman’s compensation insurance. These include:
- Business owners
- Independent contractors
- Farm workers
- Maritime employees
- Railroad workers
- Workers in personal homes
Workers who fit into the above classifications may have other options if they are hurt on the job. A worker’s compensation attorney will be able to advise you of your rights. Don’t forget, workman’s compensation laws are different in every state, so it is important to consult a local lawyer.
Workers Comp Law Firm In Lando
If you are covered by workman’s compensation insurance, you need someone who can clarify just what is covered.Some accidents or injuries taking place outside the job site could be covered, if you were on duty when the accident occurred.
Even if you were at fault for a job related accident, you may be covered.Work related health problems and injuries often develop slowly, sometimes causing permanent disability. These problems may also be covered.
Some of the benefits available include compensation for medical costs, lost wages, job training if you are not able to return to your former job, compensation for permanent disability, and death benefits for the family members of an employee killed on duty. A workman’s compensation attorney can help you get the maximum benefits the law allows.
All insurance providers are in the business to earn money, and one of the ways they can do that is to minimize the amounts they pay out in benefits. Do not permit an insurance company to force you back to work before you are recovered enough to do your job, and do not permit them to pressure you into accepting a settlement before you know the complete extent of your injury. If you have any doubts about your rights, consult a professional workman’s compensation lawyer.
Some companies try to reprimand or fire employees who file claims; if that happens to you, call a workman’s compensation attorney immediately.
Workers Compensation Lawyer Near Me
Generally, workman’s compensation insurance replaces the need to sue an employer for damages if one is hurt at work. There are circumstances in which suing one’s employer could still be an option. An attorney with knowledge in accident law and in workman’s compensation law can advise you whether a lawsuit against an employer is feasible. The law firm of Campbell & Associates offers free consultations if you or a family member has been injured on the job. Call us today at 704-333-0885.