The United States Department of Labor reports that 2.9 million workers in private businesses were hurt or sustained job-related health problems in 2016. An additional 5,000 died from job-related injuries or illness.
An on-the-job injury can cause financial hardship to the individual and his entire family. Understanding your rights before you are hurt on the job can protect your family from economic disaster.
Most companies that employ two or more workers are obligated to provide worker’s compensation insurance. Whenever you go to work for someone, you ought to know whether you are covered by worker’s compensation.
You may not be covered if you own the business, if you are given a 1099 at the end of the year instead of a W-2, if you are employed in a private residence, if you work on a farm, are a railroad or maritime worker, or if you are a volunteer.
Hudson Workers Compensation Legal Representation
If you do fit into any of the above categories and are hurt on duty, there may be alternative options available to you for compensation. An accident lawyer will be able to advise you of your rights. If you are an employee eligible for worker’s compensation, it is important to consult a local attorney, since worker’s compensation laws can vary from state to state.
If you are covered by worker’s compensation insurance, you need someone who can explain just what is covered.Even if you were not on your employer’s property when you were hurt, you could be covered.
Even if you were at fault for a work-related accident, you may be covered.Work-related health problems and injuries often develop over time, occasionally leading to permanent disability.
Workers Comp Lawyer In Hudson NC
Worker’s compensation insurance covers more than just medical expenses; it can also take care of lost wages, compensation for permanent impairment, job training for workers not able to return to their previous jobs, and survivor benefits for family members of workers killed on the job, or who dies from work-related illnesses.
All insurance companies are in the business to make money, and one of the ways they can do that is to limit the amounts they pay in benefits. Do not permit an insurance company to push you back to work before you are recovered sufficiently to do your job, and do not permit them to pressure you into taking a settlement before you understand the complete extent of your injury. Consult a worker’s compensation expert to determine exactly what you are entitled to collect after an injury or illness.
A lawyer will also be able to assist you if your company tries to discourage you from filing a worker’s compensation claim or if your employer penalizes you or even fires you for filing a claim.
Workers Comp Attorney Near Me
Worker’s compensation insurance is meant to replace suing your employer, but you may choose not to collect worker’s compensation and sue your employer directly if the injury or illness resulted from deliberate or reckless actions by your employer. A lawyer with expertise in accident law and in worker’s compensation law can advise you when a lawsuit against an employer is feasible. You may call the law firm of Campbell & Associates at 704-333-0885 for a no-cost consultation today.