Millions of people were injured at work in 2016, and millions more experience work-related diseases. An additional 5,000 died from job-related accidents or sickness.
Temporary or even permanent loss of earnings, plus mounting medical bills, might mean financial disaster for the worker’s family. If you know your rights, however, you can safeguard yourself and your family from economic ruin.
Worker’s Compensation insurance is required for most companies which employ two or more employees, including full time, part-time, and seasonal workers.
Whenever you go to work for someone, you should know whether you are covered by worker’s compensation.
Fort Mill Workers Comp Legal Representation
You may not be covered if you own the business, if you get a 1099 at the end of the year instead of a W-2, if you are employed in a personal residence, if you work on a farm, are a railroad or maritime worker, or if you are a volunteer.
Even if you are not covered by worker’s compensation insurance, you may yet have the chance to recover damages for an on-the-job injury. An accident lawyer will be able to advise you of your rights. If you are an employee eligible for worker’s compensation, it is important to consult a local attorney, since worker’s compensation laws vary from one state to another.
If you are covered by worker’s compensation insurance, you need someone who can clarify specifically what is covered.
Workers Compensation Law Firm
Some accidents or injuries taking place away from the job site may be covered if you were on duty when the accident took place.Worker’s compensation insurance coverage may be provided to you even if you were partially responsible for a work-related accident.Work-related health problems and injuries often develop gradually, sometimes causing permanent disability.
An expert worker’s compensation lawyer can help you recover the maximum benefits due to you following a work-related injury or illness. Some of the benefits you may be entitled to collect are:
- Medical care for the injury or illness
- Cash while you are not able to work
- Job training if you are no longer able to work at your former job
- Compensation for permanent disability or injuries
- Death benefit for families of workers who are killed in an accident, or who die from illnesses associated with work conditions
Insurance companies are always searching for ways in which to minimize the amounts they have to pay in claims. They might try to push you to go back to work before you are ready; they may offer you a lump sum payment before you know the full extent of your permanent injuries; they may try to reject the claim altogether. If you have any doubts about your rights, speak with an experienced worker’s compensation attorney.
You may also find that your company attempts to punish or even fire you if you file a claim; a worker’s compensation attorney can help if you find yourself in that situation.
Workers Compensation Lawyers Near Me
Worker’s compensation insurance is meant to replace suing your employer, but you may choose not to collect worker’s compensation and sue your employer directly if the injury or illness was caused by willful or reckless actions by your employer. An attorney experienced in accident law and in worker’s compensation law can advise you when a lawsuit against an employer is feasible. You may call the law firm of Campbell & Associates at 704-333-0885 for a free consultation today.