According to the U.S. Department of labor, nearly 3 million individuals were hurt or became sick in work-related incidents in 2016.
An additional 5,000 died from job-related accidents or sickness. Short-term or even permanent loss of income, as well as mounting medical bills, might mean economic disaster for the worker’s family.
Understanding your rights before you are injured at work can save your family from financial disaster.
Most businesses that hire two or more employees are required to carry worker’s compensation insurance.
Bowling Green North Carolina Workers Compensation Legal Professionals
Certain classes of workers are not covered by worker’s compensation insurance. These include:
- Business owners
- Independent contractors
- Farm workers
- Maritime employees
- Railroad workers
- Workers in private homes
Individuals who fit into the above categories may have other options if they are hurt on the job. Consult a workers compensation attorney before assuming that you have no recourse. If you are a worker eligible for worker’s compensation, it is important to consult a local attorney, since worker’s compensation laws differ from state to state.
Workers Comp Attorney In Bowling Green NC
You may not know that your accident is covered by worker’s compensation. Even if you were not on your employer’s property when you were hurt, you could be covered.
Worker’s compensation insurance coverage may be provided to you even if you were partly responsible for a work-related accident. You may be covered for illnesses or injuries that develop gradually, such as tendinitis, carpal tunnel syndrome, and back injuries.
Some of the benefits available include reimbursement for medical expenses, lost income, job training if you are not able to go back to your previous job, compensation for permanent disability, and death benefits for the family members of an employee killed on the job. A worker’s compensation lawyer can help get the maximum benefits the law permits.
All insurance companies are in the business to earn money, and one of the ways they can do that is to limit the amounts they pay out in benefits. Your worker’s compensation provider may try to restrict or deny your claim completely. If you have any doubts about your rights, consult with a professional worker’s compensation lawyer.
A lawyer will also be able to help you if your boss attempts to prevent you from filing a worker’s compensation claim or if your employer reprimands you or even fires you for filing a claim.
Workers Comp Lawyers Near Me
Worker’s compensation insurance is intended to replace suing your employer, but you may opt not to collect worker’s compensation and sue your employer directly if the injury or illness resulted from deliberate or careless actions by your employer. An attorney with expertise in accident law and in worker’s compensation law can counsel you when a lawsuit against an employer is possible. The attorneys at Campbell & Associates are well prepared to counsel you on this important issue, and are available for a free consultation. Call them at 704-333-0885 if you or a loved one has been injured on the job.